OFFER DETAILS

Earning Points
You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of net purchases made at merchants that classify their merchant location for Visa/MasterCard in any of the following categories: dining establishments (including caterers), airlines, airports, car rental agencies (including truck, trailer, and RV), cruise ships, hotels and motels, timeshares, local and commuter transportation (including trains, buses, taxis/ limos, ferries, bridges, tolls, and parking), travel agencies. We do not determine whether merchants correctly identify and bill transactions as being made at locations in each particular category. However, we do reserve the right to determine which purchases qualify for the additional point on category purchases. Purchases not eligible to receive the additional point on category purchases include, but are not limited to, purchases made at superstores, warehouse clubs, discount stores, and their affiliates. Online and catalog purchases are not eligible to receive the additional point on category purchases unless the merchants have correctly identified and billed the transactions. You will also earn an additional 1 point for each $1 of eligible airfare and hotel net purchases made online through the program booking tool (for a total of 3 points). You will receive a yearly bonus of 7% of all points you earned in the previous Year. (“Year” means, for your first year as a cardmember, the period beginning with your enrollment date through your December statement date of that same year. For each year thereafter, “Year” means the twelve month period beginning the day after your December statement date through your December statement date of the next year). Your bonus will appear on your January or February billing statement. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

50,000 bonus points
You will receive 50,000 bonus points with this bonus offer. To qualify and receive your bonus, you must make purchases totaling $3,000 or more during the first 3 months from account opening. Purchases do not include using your account for balance transfers or cash advances, or using any checks that access your account. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.